This insurance policy was created to protect you from situations and events that can not be foreseen or controlled by your actions and cause damage to third parties that must be compensated. On a daily basis, we are exposed to a number of risks that in some cases, can not be avoided. If in some of our actions cause damages to third parties, you could be affected in your patrimony and your tranquility, because it is necessary to compensate the people involved, either for a physical, moral, or goods damages.